<span>Qin Shi Huangdi might I presume
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The first one
Explanation:
Saving is the art of collecting your money in a bank account or something equal. Borrowing is the art of having an entity loan you money. Investing is the art of putting money into stocks to possibly earn more money, although investing fluctuates and you may lose money.
No because you can break them if you dont have something for them like a gun permanent if you dont have one you cant have the frist admemen.