Educational therapy is a form of therapy used to treat individuals with learning differences, disabilities, and challenges
In this situation, the externalities that arise from studying is the unability to enter college and obtain good-paying jobs.
From the description above, we can conclude that Jacob is much more likely to experience these externalities since he does not consider the importance of studying and how it might influence his future.
The difference between a Republic and a Democracy is that the former is a representative form of government that is ruled according to a charter or constitution while the latter is the kind of government that is ruled according to the will of the majority. I hope this would help
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