They are referred as medically indigent. It is where a person does not have or acquire any health insurance to cover or does not acquire any or cover health care coverage. With this, it enables them to have a lack in paying their bills in medical care for they don't have enough coverage to pay for the medical care that they used or going to use.
Yes, As much as people try to fix it there is still racism
Answer:
The North and South were very similar geographically.