It was ised alot. and stolen by indians
The bank wants to give you an incentive to pay back the loan. If they did not hold your assets as collateral, you could simply fail to pay back the loan and really not lose anything other than your credit score. Many borrowers already have tarnished credit scores, so that is rarely enough incentive to base a loan on.
I would put this into your own words considering I copied and pasted it. Other than that I hope this helps!
It was the "Open Door Policy" that was the name of the trading policy that Secretary of State John Hay initiated with China and the European nations that already had a presence there, since the US wanted to benefit from trade with China as well.
Answer: providing a model of representative government
Explanation: I just answered this question and got it right.