Maybw you could start like this. “When i was a kid i had to overcome many difficult challenges such as (list one or two things). this (these) experiences have impacted me and helped me learn new life lessons and help me get through other tough challenges.” then just talk about things you have learned from the personal experience:)
No there are no more than 20 categories of bias
Let's number them okay. Since I can't see everything that is said in the picture I will have to assume it is either number 3 or 4.
Stress is the effect of being upset, like, having something due and your facing the deadline in your face, when your worried about someone, you can’t stop thinking about it.
The effects of stress are various, like you fail. Or you can be feeling depressed from it.