Answer: 3. decide whether to approve or disapprove research studies involving the use of human participants.
Explanation:
Under FDA regulations, an Institutional Review Board is a group convened with the authority to review and monitor biomedical research involving human beings as subjects.
The IRB has the authority to approve, require modifications in (to secure approval), or disapprove research and this serves a very important role in the rights and welfare protection of human research subjects.
<span>B. Debt
</span>A credit<span> risk is the risk of </span>default<span> on a </span>debt<span> that may arise from a borrower failing to </span>make<span> required payments.</span>
Net pay refers to the amount what you actually get to take home. we can say that it’s your gross pay from which taxes are deducted. For example, if your gross pay is $3,000 and you paid $600 in taxes, benefits and other deductions, that would make your net pay $2,400.
YTD is an abbreviation which is used for year-to-date. So if you get your paycheck on June 1, your year-to-date earnings will reflect everything you’ve earned since January 1.
<span>$5950 / $85000 = 7% + 2.8% = 9.8%</span>
