The first is not a polynomial as one term is dividing.
I think that this is the right answers
The equation for this would be 4x+3=y where x is months and y is your amount of toys after x months.
plug in 4 for x -> 4(4)+3=y
solve -> 16+3=y
y=19
It would take the faucet 18 hours to fill the tank because 18/12=1.5. That means it will be 1.5 times slower to fill the tank up with the hose on. 1.5*12=18.