<span>if you get a grant, someone is bestowing money upon you. It’s like a gift of money that you don’t have to pay back.
</span><span>scholarships are more likely to be based on factors other than financial need. </span>
<span>Student loans are just what they sound like. Someone lends you money to pay for college and then you agree to pay it back over a period of several years. </span>
Perceptual set is the tendency to perceive certain things and ignore others, in this case Jill is known as a 'selector' because she has certain expectations and focuses her attention on the loud children instead of the quiet ones.