Answer:
Human resources ( HR ) is the division of a business that is charged with finding, screening, recruiting, and training job applicants, and administering employee-benefit programs.
<em>(1.) Ural Mountains</em>
<em>Hi ! </em>
<em>The </em><em><u>Ural Mountain</u></em><em>s is the correct answer</em>
<em>
The Ural Mountains are the border between Europe and Asia</em>
<em>Good luck !</em>
Answer:
He can avoid going into debt
Explanation:
when John spends less than he makes, it doesn't reduce the tax he pays, neither does it make him earn more money. spending less also does not mean he'd be able to pay for all the goods he wants. it can only help him to stay with budget and make him avoid borrowing to make ends meet.