<em>The factor that has the greatest impact on your credit score is;</em>
D. Payment history
<u>How late/early or on-time your payment is, and how much you owe, impacts your credit score. </u>
PCM: Pulse code modulation. It is a method used to digitally represent sampled analog signals. It is the standard form of digital audio in computers, digital telephony and compact discs. The amplitude of this signal is sampled regularly at uniform intervals.
PAM: Pulse amplitude modulation. It is a form of signal modulation where the message information is encoded in the amplitude of a series of signal pulses.
It means that he and his followers will not stop until the government does soothing about the racial problems at that time.