c is the answer just relearned this because of stupid people
The correct answer to this open question is the following.
Insurance is a financial service that offers a kind of protection in the event of unforeseen damage, injury, or loss.
A premium is the cost of a type of insurance that is paid at a regular interval.
A copayment is a money a consumer must pay to share the costs of a payout.
When we talk about financial services, insurance helps people to share liability with the insurance company. That is why the client buys insurance, to diminish or mitigate the risk in the case of an event. For that to happen, the client has to pay for the premium, that is the kind if the insurance that is going to protect the client and be valid in the case of an event. When the client uses the insurance, it has to make a copayment that shares the costs of the payout.
Federalism limits the power of government in the United States through the creation of two sovereign powers: the national government and state governments. In this way, it regulates the influence these have. Separation of powers establishes internal limits; it divides government against itself, giving separate functions to different branches and compelling them to share power, so neither of them becomes predominant.
By separating powers, these are split among the executive (president, vice president, Cabinet), legislative (Congress, House of Representatives and Senate), and judicial branches (Supreme Court and other courts), which are definite departments of American national government.
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Explanation:
Snow is very rare in Africa because the continent straddles the equator. and that The equator divides Africa in half from north to south. Being on the equator keeps Africa from experiencing the winter as North America has.