Answer:
Where is the paragraph???
Explanation:
I think the birth of universities and public schools had been the two elements that changed regarding Education.
I hope this helps. (^_^)
Financial literacy is the possession of the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources. An example of financial literacy is the advantages and disadvantages of fixed and variable interest rates are concepts that are easier to understand and make informed decisions about is you possess financial literacy skills.
I'm sorry, I don't have enough info to answer the question :) Can you explain?