Answer:
opportunity costs are the alternative choice in which you could make when making a financial decision while a trade-off is something that you could switch out in order to make a different decision
Answer: The second sentence, "And if you are the kind of person who is easily embarrassed, then skiing may not be the sport for you," reveals that the authors points of view is 2nd person.
Explanation:
2nd person point of view uses the pronouns you/your/yours. The first sentence does not reveal the POV because the author could potentially be speaking in first person and talking directly to the audience. However, the second sentence makes it clear that 'you' are the main character in the passage.