A person who doesn't lock doors or fix leaks presents morale hazard.
<h3>What is morale hazard?</h3>
It refers to an unconscious attitude of an individual who is indifferent to the loss of their personal property that is covered by insurance, since the insurance could cover the damages that have occurred.
Therefore, morale hazard is the change in behavior that comes from the subconscious, generating indifference about the loss of goods because they are covered by insurance.
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Answer:
The given statement is True. Online Aggregators are more comprehensive than the home listing service that real estate agents use.
Explanation:
Online aggregators are the programs or sites in the digital space which collects related items of content and link them and show them through their sites or programs.
Online aggregators puts the most relevant information that people are looking for. They link different aspects with each other to help people take decisions, like in this question, regarding the real estate.
Real Estate agents don't tell certain information to the client due to some laws or some insecurities of loosing the clients, but online aggregators make each and everything clear and even finds links between the choices of homes and display them on their sites. For example, an online aggregator may list the houses that are near to schools, hospitals, community service centers and also put the ranking of those schools and other services in that area, they tell the crime rate in that area, security, etc. But all such things are usually kept hidden by the real estate agents due to some overly restricted codes in their agreement of the licence from the government.
Answer and Explanation:
The journal entry to record the issuance of the bond is as follows:
Cash Dr (5,000 × 103) $515,000
Discount on bond payable Dr $4,485,000
To Bond payable (5,000 × $1,000) $5,000,000
(Being the issuance of the bond is recorded)
Here cash and discount on bond payable is debited and credited the bond payable
The possibility that the economy may benefit from having market power, rather than being very competitive, is closely identified with Joseph Schumpeter.
Three decades later, in Capitalism, Socialism, and Democracy (published in 1942), Schumpeter advanced the theory that large firms with market power accelerate the rate of innovation. Market power is inherent to Schumpeterian growth—new firms may emerge and eventually come to dominate an industry through “creative destruction”. The term "creative destruction" was created by him to explain how the old is continually being replaced by the new. According to Schumpeter, economic development is not smooth and progressive but rather fragmented, abrupt, and occasionally unpleasant.
Additionally, Schumpeter introduced the idea of entrepreneurship. Though John Maynard Keynes' opposing theories first cast a shadow over Schumpeter's work, it has since come to dominate our understanding of how economies develop.
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Considering the analyst’s expectations, the stock is currently undervalued.
<h3>What is an undervalued stock?</h3>
A stock is used by public companies to raise capital. Stockholders are referred to as the owners of the firm. Stockholders are paid dividends.
When the market vale of stock is less than the intrinsic value, the stock is said to be undervalued. When a stock is undervalued, it is expected that the value of the stock would appreciate with the passage of time.
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