Question

The Consolidated Omnibus Budget Reconciliation Act (COBRA) was passed by the U.S. Congress in 1985 under President Ronald Reagan. This act gives workers and their families who lose their health benefits the right to do what?

Answer 1

Answer: Continue using health benefits provided by their group health plan.

The COBRA, created by Congress in 1986, is a federal law which maintains health benefits to workers and their families upon the occurrence of certain events in which, in another way, the coverage would terminate.

The qualifying events to be under the COBRA's coverage include a cutback in hours worked, involuntary job loss, job transition, a change in marital status, change in the number of dependents, death, among others.

Answer 2

Continue under the health plan their employer held but will now be 100% responsible for premiums. This allows for a person to continue seeing a preferred doctor and maintain health care but the employer will no longer provide a cut toward benefits.