<span>The correct answer is the last option. A guild is
an association of artisans or merchants who oversaw and trained new merchants
(apprentice). They were organized in a manner of a professional association, trade
union, cartel, and secret society. The important result of guilds is emergence
of universities of Bologna, Paris and Oxford.</span>
A new concept that became popular with department stores was using credit cards, and buying on credit: it allowed the users t posses good they cannot afford and on the other hand gave more revenue to the shops and they could charge interest.
Texas declared its secession from the Union on February 1, 1861, and joined the Confederate States on March 2, 1861, after it replaced its governor, Sam Houston, when he refused to take an oath of allegiance to the Confederacy. As with those of other States, the Declaration was not recognized by the United States government at Washington. Some Texan military units fought in the Civil War east of the Mississippi River, but Texas was most useful for supplying soldiers and horses for Confederate forces. Texas' supply role lasted until mid-1863, after which time Union gunboats controlled the Mississippi River, making large transfers of men, horses or cattle impossible. Some cotton was sold in Mexico, but most of the crop became useless because of the Union naval blockade of Galveston, Houston, and other ports.
The arrival of the Indo-Europeans in the Near East made huge changes in the region with long lasting effects. After their arrival, the region started to develop significantly, multiple strong empires were formed, empires that were developing the sciences, the weapons, the culture, politics, empires that managed to spread all of these things around and change the way of thinking and functioning of the whole region, and later on, on a much larger scale.
Answer:
Asia
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