The correct answer is a Credit Union.
Credit Unions are able to charge lower rates than a bank because of their structure. Banks are set up as a for-profit business, so they charge more in order to make themselves more profitable. Credit Unions are set up like cooperatives where the customers own them, or like a non-profit organization. This allows Credit Unions to charge lower rates. Additionally, the Credit Unions normally distributes the profit back to the customer.
India had introduced modern contraceptive during this time. The government wanted to reduce the rapidly increasing fertility rate amongst married women in India. Though the population continues to increase they were able to reduce abortion and unwanted pregnancies.
The capitalist system in the U.S. assumes that businesses exist with the motive TO MAKE A PROFIT.
For capitalist businesses, everything is about profit. Businesses are established to make profit out of their investments. That is why before launching a business, market studies and business plans are made to check whether said future business is feasible with the existing factors and will still make profit. If it has the potential to generate profit, then, business is launched.