<span>This is true. Salespeople do not answer to anyone unless they willingly sign to someone. For the most part salespeople are independent contractors who offer their services or products to the general public. They make their own decisions and control which products or services they want to sell.</span>
Companies report people to credit agencies if they fail to pay their bills on time.
Creditors reports history with other lenders and the debtor's borrowing activities (debts and payments) to Credit agencies. Credit agencies
collects information about individual or business debts and assigns a credit
score. The credit score demonstrates borrower's creditworthiness, serving as a guide to other lenders. If the debtor fails to pay bills on due dates, the credit score will most likely be low. Lenders will mostly refuse to approve future loans as a low credit score indicates the applicant is a bad payor.
<span>Economic issues
is what i can think of hope it helps.
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