I am not a 100% sure what you mean, but a good word choice describing it could be: Adventurous, Heroic, Fluster, Throng, Depredation, Bewildered, and so on.
Climax refers to the part of the story that is the turning point. This is the point wherein your main character is at highest tension or drama and faces a moment of great emotional intensity.
If Pam loses her suit for speeding, the most likely reason is, precisely, that she was driving at a speed that was far from the speed allowed for that zone.
