If you allow credit, most people would not payback money. Forgetting credit is the similar to loan, many people spent their loaned money unwisely.
Answer:
C. ( Colombian Exchange )
As Europeans traversed the Atlantic, they brought with them plants, animals, and diseases that changed lives and landscapes on both sides of the ocean. These two-way exchanges between the Americas and Europe/Africa are known collectively as the Columbian Exchange.
4. Both allowed people to question the world around them
made freedom of religion happen,and directed changes taking place in the territory of the orleans
