<span>They make decisions for the whole country by making or changing laws that affect everyone in the United States. </span>
Answer:
(1). Secured loans
Collateral is generally required for secured loans. Secured loan are those for which the borrower, along with a promise to repay, puts up some asset (collateral) as surety for the loan. A secured loan instrument simply means that in the event of default, the lender can use the asset to repay the funds it has advanced the borrower. The risk of default on a secured loans tends to be relatively low since the borrower has so much more to lose by neglecting his financial obligation. Secured loans financing is typically easier for most consumers to obtain. As this type of loan carries less risk for the lender, interest rates are usually lower for a secured loan.
(2). Higher interests rates.
People who get loans but are considered a risk to fully repay them, often get higher interest rate. Because the risk to the lender is increased relative to that of secured debt, interest rates on unsecured debt tend to be correspondingly higher. However, the rate of interest on various debt instruments is largely dependent on the reliability of the issuing entity. An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default.
(3). Higher total payment.
An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default. Lenders issue funds in an unsecured loan based solely on the borrower's creditworthiness and promise to repay. Unsecured loan has no collateral backing, It involves no security, Hence, If the borrower defaults on this type of debt, the lender must initiate a lawsuit to collect what is owed.
He was more lenient and was guided by Confucian ideals.
Answer: Option D
<u>Explanation:</u>
After the Qin dynasty surrendered to Liu Bang, the Chinese country has become good in the economy. He followed Confucianism and promote it. He let go of his prisoners as some other prisoners ran away due to the fear of punishments during the Qin dynasty.
Firstly, he completely removed the harsh punishing systems. Secondly, he reduced the amount of tax to be paid. Moreover, he asked his army men to return to their villages and also asked them to start farming and agriculture. He recruited Confucian scholars to serve the government.
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