It is a <u>false </u>statement.
<u>Explanation</u>:
The terms and conditions are the legal agreement that is formulated by the service provider. If a person who want to purchase the product or service, he/she should agree with the terms and conditions of the seller. The customer must accept the terms of service to use the offered service. Terms of service can be a disclaimer, especially regarding the use of websites.
The terms and conditions doesn’t vary with the customer, it just varies with the product. It should be noticed clearly before making the purchase or use of the service.
https://bodwell.edu/r_smith/PLO%205.3.html
This may help with the women part of the question.
D. To provide general provisions and amendments
They are using Nonworking spouse method to determine their life insurance needs.
Answer: Option A
<u>Explanation:</u>
Non-working spouse methods refer the method which can use when there is a single earner in the family. Since there is formula where eighteen is the minimum age required to declare oneself as a major, the non-working spouse method can be used when one can get enough financial support until the children are eighteen years old. So concluding, this is the method that can be used to determine Jeff’s and Erica’s life insurance needs.