The first differences are 8, 14, 20.
The second differences are 6.
Half of 6 is 3, so the first term of the sequence is 3n^2.
If you subtract 3n^2 from the sequence you get 0,-1,-2,-3 which has the nth term of -n + 1.
Therefore your final answer will be 3n^2 - n + 1
Answer:
option C
Step-by-step explanation:

When I took the test, I selected "C. an arrangement in which you receive money now and pay it back later with fees" but I got it wrong. So I'm pretty sure the answer is "A. an arrangement in which you receive money, goods, or services now in exchange for the promise of payment later"