Answer:
Sherman's neckties were a railway-destruction tactic used in the American Civil War. Named after Maj. Gen. William Tecumseh Sherman of the Union Army, Sherman's neckties were railway rails destroyed by heating them until they were malleable and twisting them into loops resembling neckties, often around trees. Wikipedia
It is <span>C. Dred Scott V Sanford
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I think it is the last one the bank reserves part of the money and uses the rest to make loans to others consumers who need them. but I am not sure