The answer is: b. You are in good health.
When you are in good health, the insurance company would see you as a low-risk investment since it you are less likely to become ill and make them pay coverage for the treatment. This would make your insurance payment become substantially less compared to non-healthy or older people.
I would say a. Most flashbacks help readers get some background information on a character
Answer:
Could be Alzheimer's or dementia.
Explanation: