Highest peak, rivers, glaciers
<u>Answer</u>: d)80%.
<em>PMI is required for all loans that have an LTV ratio of 80%.</em>
<u>Explanation:</u>
Institutions and lenders calculate the LTV ratio and assess the risk prior to the approval of a mortgage loan. <em>LTV ratio is calculated by dividing the loan amount by the property value.</em> Higher LTV ratios indicate that there is higher risk for the lenders.
Thus a Private Mortgage Insurance has to be purchased to offset the risk of the lender. <em>The loan amount being close to the appraised value of the property means that the LTV ration is high.</em> Thus if the loan goes default the lender’s will have to face difficulty.
If foreclosure happens the lender wouldn’t be able to make enough Profit by selling out the property.<em> This is why a PMI is demanded in such cases. </em>
All of the above so the last one
A frame with the destination MAC address of Router A and a packet with the destination IP address of Server B.
<u>Explanation:</u>
The addressing that Host A will generate in the process is it must produce a packet containing the destination device's IP address on the remote network and a frame containing the default gateway device's MAC address on the local network to send data to Server B.
And here the process of locating format of one message into message format of another, therefore, such process is called as encapsulation. An example is how to place a packet in the data field as it is encapsulated in a frame in its entirety.
