What is the one website you can visit in order to request a free credit report from any of the three bureaus?

1 answer:

4 0

The only authorized website for free credit reports is Annual Credit Report (dot com). Every individual is entitled to one free credit report every 12 months from each of 3 nationwide credit reporting companies (Equifax, Experian, TransUnion). To receive a free credit report, following information needs to be provided in order to verify the identity:

Name
Address
Social Security Number
Date of Birth

This is possible because of The Fair Credit Reporting Act (FCRA). The Federal Trade Commission is responsible for enforcing this Act.

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