<span>The </span>Junto<span>, also known as the Leather Apron Club, was a club for mutual improvement established in 1727 by </span>Benjamin Franklin<span> in Philadelphia. The Leather Apron Club's purpose was to debate questions of morals, politics, and natural philosophy, and to exchange knowledge of business affairs</span>
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“The Panic of 1837 was a financial crisis in the United States that touched off a major recession that lasted until the mid-1840s. Profits, prices, and wages went down while unemployment went up. ... Banks collapsed, businesses failed, prices declined, and thousands of workers lost their jobs.”
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<span>The company installing smoke detectors and emergency exits is a result of unions negotiating for better working conditions.</span>