Answer:
D) preempts the application of state law to commercial e-mail with certain exceptions.
Explanation:
Always federal law will prevail over state law.
There are 36 states that have enacted laws that prohibiting or regulate spam use, but all of these laws must cover areas not included in the CAN-SPAM Act (the federal law). State laws can serve as complements to federal law, but never replace it.
From the information provided Sound Financial seems to be in compliance with the CAN_SPAM act while Instable Investments appears to by breaking the law.
Answer:
9.90%
Explanation:
The appropriate approach is to include the amount expected to kept in non-interest bearing account as part of the loan
total loan=$400,000/0.95= 421,052.63
Interest charge = 421,052.63*9%*6/12=$18,947.37
interest rate percentage=$18,947.37/$400,000=4.74%
Effective annual rate=(1+4.74%
/6)^12-1 =9.90%
By dividing by 6, the interest is expressed in monthly terms
By raising to the power of 12 , it is expressed in yearly terms
Investment Gains. One of the primary benefits of investing in the stock market is the chance to grow your money. Over time, the stock market tends to rise in value, though the prices of individual stocks rise and fall daily. Investments in stable companies that are able to grow tend to make profits for investors.
sooo the answer should be...
B. they allow companies to generate income.
hope this helps!