Hiya! I don't know if you use Quizletm but it has helped me a lot! Here is a link to it about this question! :)
https://quizlet.com/17715268/chapter-27-flash-cards/
Financial Literacy is the ability to understand finance. It refers to the set of skills and knowledge that allows an individual to make informed and effective decisions through their understanding of finance
The subordinating conjunction is the word before.