Answer:
The answer is "0.765 and 0.2353".
Step-by-step explanation:
Please find the complete question in the attached file.
In point a:
P(a substantive term only)
P(major health insurance only) 
P(both)
P(renewal) =P(insurance and renewal term only)+P (substantial and renewable health insurance only)+P (both and renew)

In point b:
In reality, the probability of having both life and major medical insurance provided the policyholder would renew next year


Answer:
the answer 9 - 16 is 13 it is a positive
Y = 44
180 - 88 = 92
180 - 92 = 88
88/2 = 44
Change your ten ones to a single ten
to show the new ten right a 1 in the ten column