It seems that you have missed the necessary options for us to answer this question so I had to look for it. Anyway, here is the answer. The term for an electorate's right <span>to vote directly for or against legislative measures is POPULAR REFERENDUM. Hope this answers your question.</span>
Very confusing what are you referencing to
The establishment of Jamestown.
Answer
Basically the pawnbrokers offered secured loans to individuals against personal property.
Explanation
Pawnbrokers are people being an individual or a business or an organisation who offers money as loans to people which is secured with an item or personal property is used as a collateral. whenever you pawn a property or an item it means that you are you are using it as a collatel. And the pawnbroker will agree to give you cash and hold your item until the time you will pay back as per the agreement.