Solution :
Initial amount is : $1091 .
Rate, r = 0.12 .
Let, amount will be $1728 in t years.
So,

Hence, this is the required solution.
Answer:<u><em>Excess Reserve = $ 27,000 - $ 22,000 = $ 5,000 </em></u>
Explanation:
Given:
Assets
:
Reserves = $27,000
Loans = $50,000
Securities = $33,000
Property = $200,000
Liabilities and net worth
:
Demand deposits = $110,000
Capital stock = $200,000
First we'll compute required reserve using the following formula:
Excess Reserves (ER) = Total Reserves - Required Reserves
where;
Required Reserves = the Required Reserve Ratio (RR) x DEPOSITS
Required Reserves = 0.20 x $ 110,000 = $ 22,000
∴
<u><em>Excess Reserve = $ 27,000 - $ 22,000 = $ 5,000 </em></u>
Answer: Innovators
Explanation:
According to the given question, the Roger is belong to the innovators category on the basis of the given diffusion of innovation context as innovators are one of the divergent thinker.
The innovators are not influenced by the other opinions about the market products as they search themselves about the specification and the features of the specific products on internet.
The innovators is known as the risk taking users in the market as they first experience the product by buying it and the give any review.
Therefore, Innovators is the correct answer.
<span>The stage of the consumer decision making process that is represented is needing recognition. When Sam's car was totaled by someone hitting a stop sign, Sam found out his car could not be repaired therefor he discovered that he needed a new car. This was recognizing the need, which was to replace his vehicle.</span>
Recruitment: Search for new qualified people
explanation: it means like to get new people to join company if there are vacancies