Answer:
$84
Step-by-step explanation:
Since Chloe wants a policy for $100,000, she will pay $100,000/$25,000 = 4 times the amount shown in the table. The table amounts are for <em>monthly</em> premiums, so the <em>annual</em> amount will be 12 times that. In all, Chloe will pay annually an amount that is 4·12 = 48 times the amount in the table.
As a female smoker, she will pay annually for a $100,000 policy ...
48 · $5.25 = $252.00
If Chloe were a non-smoker, she would pay annually ...
48 · $3.50 = $168.00
If the insurance company considers a smoker who quits to be a non-smoker, then by quitting, Chloe could save ...
$252 -168 = $84 . . . annually
_____
<em>Alternate means to the end</em>
Of course, it is easier to multiply the difference in rates by 48:
48·($5.25 -3.50) = 48·$1.75 = $84 . . . . annual savings
