Maybe never because Term insurance isn't always there when you need it. Also you can only get term at certain points in your life. Whereas whole life is always available.  
        
                    
             
        
        
        
The answer to this question is :<span>decrease, increase
When Demand decreases, it indicates that consumer now is less willing to buy that certain products.
This unwillingness will started to drives the price down. During this period, Sellers will start to create more effort to sell the remaining products so they could obtain the highest price possible</span>
        
             
        
        
        
Answer:
 $9,000 unfavorable
Explanation:
 The computation of the total fixed overhead variance is shown below:
= Actual fixed overhead costs - Budgeted fixed overhead
where, 
 Budgeted fixed overhead  is $360,000
And, the Actual fixed overhead cost is computed below:
= Actual fixed overhead × Actual production  ÷ budgeted production
= $360,000 × 11,700 units ÷ 12,000 units
= $351,000
Now put these values to the above formula  
So, the value would equal to
= $351,000 - $360,000
= $9,000 unfavorable
 
        
             
        
        
        
Answer:
hope it helps..
Explanation:
Change management is an important part of project management in which the original project plan, represented by the baseline, is used to measure and assess project execution. ... The initial baseline is created by copying the data from the project after the project plan is completed, prior to starting.
 
        
             
        
        
        
Answer:
The correct answer is D.
Explanation:
Giving the following information: 
Total Variable manufacturing costs 288,000
Unitary variable costs= 288,000/24,000= $12
Rhythm Company has offered to purchase 3,000 IT-54s at $16 each. No variable selling costs will be incurred.
Because it is a special offer and there is available capacity, we will not have into account the fixed costs. 
Effect on income= 3,000*(16-12)= $12,000 increase