The correct answer is He is very careful and loving, and hardly lets me stir without special direction.
The final part of the sentence points out that he's not actually careful and loving but rather quite bothersome and nags all the time. This is what verbal irony is actually, meaning the opposite of what is said.
A fire or a tornado could cause me and my family to have to abandon our only home. This would cause many issues for my family since we do not have people that we know around us. My family would struggle to find safety since we live in the middle of no-where; all there is around us is a forest. I would take the necessities with us, like the following: food, water, clothes, bags/backpacks, menstrual products (if needed), and medication. The events would affect me badly, more emotionally than than physically.