A participial phrase is a phrase that looks like a verb, but actually functions as an adjective; it modifies a noun in the same sentence.
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Hello. You did not provide the excerpt to which this question refers. Which makes it impossible for it to be answered accurately. However, I will try to help you in the best possible way.
To be able to understand Cal's point of view about himself, you have to read the text and recognize the tone that the text emits. The tone is the feeling that the text gives to the reader. If that tone conveys a positive feeling, it means that Cal's view of him is also positive. If the tone expresses a negative feeling, it means that the lime view on itself is reactive.
The correct option is this: THE AMOUNT PAID FOR AN INSURANCE POLICY.
Premium refers to the the amount of money that one has to pay for an insurance contract. The premium represents the income of the insurance company concerned. The amount of premium paid for different insurance usually differ depending on a number of different factors, but generally the greater the risks associated with an insurance policy, the higher the premium that will be paid.
Answer:
excellent living and working condition