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Alexxandr [17]
3 years ago
9

Different borrowers have different risks of bankruptcy, and bankruptcy is costly to lenders. Therefore, lenders charge higher ra

tes to borrowers judged to be more at risk of going bankrupt.True / False.
Business
1 answer:
Phoenix [80]3 years ago
3 0

Answer:

True.

Explanation:

Usually all the lenders are dependent on some form of risk pricing and they charge higher rate of interest from the borrowers who has more risk of bankruptcy. The borrowers who has more risk of default will give more interest for same amount as compared to the borrower having less risk of default.

So based on the above discussion, the statement given in the question is True.

You might be interested in
Can you list three things you can do to improve job satisfacation in the work place?
AURORKA [14]

Answer:

When working with tight budgets, what can you do to boost job satisfaction at your company? These 3 simple but effective tips will help ensure your employees feel fulfilled and appreciated within their role.

Engage your employees

Having people turn up to work and do a day's graft before going home isn't all you want from your employees. Getting staff that are engaged with your company is much more preferable and to achieve this you need to communicate with them. This doesn't mean just speaking to them but creating an atmosphere where their insights are valued and they feel free to talk about things they are concerned about.

This will not only boost their job satisfaction because they feel more understood but will also help you identify areas where improvements could be made. Many professionals benefit from a higher level of autonomy as it shows that you have a certain amount of trust in them, while also encouraging initiative and self-discipline.

Line managers can be a fantastic resource to encourage these communication channels and identify areas where staff seem unsatisfied or want to develop. However, it's important for everyone - from the top down - to be supportive of employee engagement and embody this in their working day.

Provide a positive work environment

Employees spend a lot of time at work so do everything you can to make this a positive atmosphere to be in. However, it's key that you don't just assume what good working conditions are and instead actually ask the people working for you.

Everything from childcare support to social events can help people feel happier about being in the office but it should be designed around the needs and wants of your employees. Otherwise you risk spending money on something that isn't really valued by your staff, wasting money and potentially causing discontent among your workforce.

It's also important to consider matters such as dress code and office layout as well as benefit schemes. These can make a huge difference on how comfortable people feel during their time in the office.

Evaluate, analyze and improve

Like any other business goal, you should make sure measurement plans are in place to see what progress you are making. There's a number of ways you can track employee satisfaction and a variety of online resources to help you. However, a simple anonymous survey can be just as effective, especially for small companies where evaluating the responses won't be too laborious.

This should allow you to identify areas that have had the biggest impact and where you may need to make further improvements.

7 0
3 years ago
9. With respect to Egor's land, Fig has an easement, Gabe has a profit, and Huck has a license. A right to possess the land is o
Debora [2.8K]

Answer:

Egor.

Explanation:

According to the Landlord-Tenant Law, the right to possess the land is owned by Egor in the given situation.

In the given scenario, Egor has a land, which he has given to Fig as an easement. An easement can be defined as a nonpossessory right to the holder of the property to earn interest on the land, originally owned by someone else. Gabe is earning profit on it and Huck has a license. Regardless of this, Egor still owns the property and has right to possess the land.

Therefore, Egor is the correct answer.

4 0
3 years ago
Digitoll is a digital content company with offices in four cities across the world. Recently, Digitoll began using Sammer, an en
amm1812

Answer:

Social business.

Explanation:

By using Sammer, Digitoll employs the aspects of social business.

Social business refers to using social media technologies for interacting with and facilitating communication and collaboration among employees, customers, and other stakeholders. Social media can also improve the human aspect of organizations by enabling a sense of community and facilitating communication,collaboration, and knowledge sharing.

5 0
4 years ago
TL Lumber is evaluating a project with cash flows of −$12,800, $7,400, $11,600, and −$3,200 for Years 0 to 3, respectively. Give
Eddi Din [679]

Answer:11.82%

Explanation:

Yr C/ flow int Amount

1 7400. 1.08^2 8631.

2 11600. 1.08^1. 12,528

3 -3,200. 1 -3,200

Total reinvested amount

17959

MIRR=modified internal rate of return=

(17,959/12,800)^1/3-1

=1.1182-1=0.1182=11.82%

4 0
4 years ago
Read 2 more answers
Exercise 4-7 (Algo) Income statement presentation; discontinued operations; restructuring costs [LO4-1, 4-3, 4-4] Esquire Comic
andrew11 [14]

Answer:

Net income = $1,353,750

Note: See the income statement below.

Explanation:

Before preparing the income statement, the following calculations are done first:

Income from operations of discontinued component = Income before-tax generated by the division - Before-tax loss on disposal = $630,000 - $405,000 = $225,000

Income from continuing operations = Income before tax - Restructuring costs = $1,650,000 - $70,000 = $1,580,000

The income statement can now be prepared as follows:

                Esquire Comic Book Company

                   Partial Income Statement  

          For the year ended December 31, 2021

Details                                                                        $  

Income from continuing operations               1,580,000

Discontinued operations gain (loss):  

Income from discontinued component        <u>    225,000 </u>

Total income before tax                                  1,805,000

Tax expenses (1,805,000.00 * 25%)            <u>    (451,250) </u>

Net income                                                    <u>  1,353,750 </u>

5 0
3 years ago
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