When calculating the Annual Percentage Rate, it is important to consider all the above.
Option d
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Explanation:</u>
APR provides for a clear view of the actual cost of the borrowing that one might undertake. It gives an annualized value of not just the interest charged but also include the fee(s), if any, related to the borrowing directly, giving a holistic view of the expense related with the borrowing.
APR on different types of borrowings is calculated differently. For instance, in calculating APR for a loan, the basic formula is:

The purpose of APR is to make the choice of the borrower easier and economically more feasible between whether he/she wants to go for the borrowing with higher fee and lower rate or higher rate and lower fee.
A is the correct answer
I did this in class last week
Seminoles had a form of democratic government. After the Seminole wars, the democratic government did not work. Since the democratic government didn't work, they formed a clan which is a group of related family members. They picked one leader and his name was Osceola.
The key concept to explain the west's policy toward communist countries during the Cold War was "containment" This is what led to the wars in Vietnam and Korea.
Answer:
A. Diary entries written by colonial leaders who believed that American Indians were not equal to Europeans.
Explanation:
Diary entries by Spanish conquistador or English leaders portrayed the Indians as barbarians. They saw the native Americans as unequal to their status. According to them, Native Indians were primitive, which convey their lifestyle, which subsisted through hunting, fishing, and gathering wild plants. The Natives Indians had their languages, customs, religions, and practices, which according to the Europeans, considered heathens and pagan. The only purpose of these colonizers was to take away lands that belonged to the Natives Americans before the arrival of European in America.