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3 years ago

Which section of a Schumer Box discusses what happens when a payment is late?

Business

1 answer:

Mars2501 [29]3 years ago

8 0

Answer:

Penalty APR and When It Applies

Explanation:

A Schumer Box is a table that explains the costs of a credit card in the United States. It has sections like:

-Annual Percentage Rate (APR) for Purchases: It indicates the annual rate that you will be charged when you use the credit card to make a purchase.

-How to Avoid Paying Interest on Purchases: It indicates the specific situation in which you would be exempted from paying interest on a purchase.

-Penalty APR and When It Applies: It indicates the specific situations in which you would have to pay a higher interest rate as an infraction for things like making a late payment.

-Variable Rate and Balance Computation: It indicates how the interest rate can change and how the finance charge is calculated.

According to this, the answer is that the section of a Schumer Box that discusses what happens when a payment is late is Penalty APR and When It Applies.

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Would it have been better for Ms. Torti to argue that she was providing medical treatment and have the court deal with the issue

Tpy6a [65]

Answer: No, it would not be a better idea

Explanation:

If Ms. Torti argued that she was providing medical assistance, then the Law would protect Ms. Torti’s immunity. But, had the questioned would have arose if Ms. Torti was medically trained or she was aware that it needs medically trained personnel to provide such care at a scene of emergency. This would be a direct attack on the defendant’s cause. I do not think that it would have been a better idea.

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4 years ago

Sound Financials Corporation sends daily e-mail ads to its previous customers and those who have opted to receive the notices. I

bearhunter [10]

Answer:

D) preempts the application of state law to commercial e-mail with certain exceptions.

Explanation:

Always federal law will prevail over state law.

There are 36 states that have enacted laws that prohibiting or regulate spam use, but all of these laws must cover areas not included in the CAN-SPAM Act (the federal law). State laws can serve as complements to federal law, but never replace it.

From the information provided Sound Financial seems to be in compliance with the CAN_SPAM act while Instable Investments appears to by breaking the law.

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3 years ago

Studies of the effects of immigration into the United States from Mexico tend to find that the big winners are the migrants them

Cerrena [4.2K]

Answer: Please refer to the explanation section

Explanation:

the question is incomplete, example in problem 6 in not provided , how ever the question is clear enough with regards to what is required we will explain the effects of migration in the united states economy.

Many Sectors in the economy of the united states, have benefited and continue to benefit from the immigration into the united states from mexico. When Mexicans migrate to the United states different sector benefit because of the expanded skilled and semi skilled workforce. Hospitality sector, construction sector, Business sector benefits from the migration of Mexicans to the united states even the government does benefit because more workers more tax collected. however there are costs associated with immigration for mexico and united states with mexico loosing skilled labour. The big winners in immigration are immigrants them selves.

Immigrants get access to quality services and their standard of living improves because of working and living in a developed country like The united states.

Immigration would increase rapidly if borders were open with no restrictions on immigration, an increased number of people migrating to the United State will end up creating more costs than benefits for the country. Unemployment rate will increase because there would more work than jobs available.

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4 years ago

Bob is angry at his company XYZ Corp. since his annual bonus was too small. Bob who has authority to sign checks on behalf of XY

hoa [83]

Answer:

d) The bank does not need to pay because of the fictitious payee rule.

Explanation:

Here, the instrument is issued to a payee who has no interest in instrument and thus it is referred as fictitious payee. According to UCC's fictitious payee rule, the indorsement to fictitious payee is not considered forgery. In this case, the maker or drawer of instrument is liable for it. The drawer bank and collecting bank both are not liable for it.

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3 years ago

Is andre de Ruyter able to make informed decisions

cluponka [151]

As Andre Marinus de Ruyter is one of the directors of the public utility company, he will be able to make informed decisions for business process.

<h3>Who is Andre Marinus de Ruyter?</h3>

He is Chief Executive Officer & Director at the Eskom Holdings SOC Ltd which is a South African electricity public utility that was initially established in 1923 as the Electricity Supply Commission.

In an organization, an informed decisions refers to the gathering of facts and information that may be relevant to the decision making or the interpreting of that information through critical analysis.

Mostly in a publicly traded company, the people that choose to buy stock in the company become shareholders and gain partial ownership of the company. These shareholders collectively elect executive board members who make high-level decisions about the direction of the company.

Therefore, as Andre Marinus de Ruyter is one of the directors of the public utility company, he will be able to make informed decisions for business process.