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Rom4ik [11]
4 years ago
3

Analysts and theorists have debated over the different factors that caused the subprime mortgage meltdown. According to your und

erstanding of the crisis, which of the following factors led to the financial crisis? Check all that apply. a. Home buyers opted for traditional fixed-rate mortgages to avoid any payment delinquency b. Regulations were relaxed, leading to nonqualifying mortgages getting approved for loans. c. Real estate appraisers and rating agencies were lax d. Credit default swaps claimed to insure CDOs.
Business
1 answer:
Korolek [52]4 years ago
6 0

Answer:

b. Regulations were relaxed, leading to nonqualifying mortgages getting approved for loans.

c. Real estate appraisers and rating agencies were lax

d. Credit default swaps claimed to insure CDOs.

Explanation:

Home buyers actually never opted for traditional fixed-rate mortgages, since they chose adjustable rate mortgages and optional ARMs, which allowed them to make low coupon payments for the first two years and reset later. Whereas some borrowers didn't understand the payment structure while some thought that the home prices would go up and they would profit through refinancing or sale.

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Melissa is a staff accountant for Quality Paper Company, which has strict corporate policies on appropriate use of corporate res
Murrr4er [49]

Answer: Integrity and ethical values

Explanation:

 The integrity and the ethical values are the practices in an organization that helps in making various types of effective decisions on the basis of the given situation in an organization.

The integrity is one of the type of ethical and the moral principle that help in taking right decisions with honesty.

According to the given question, the COSO enterprise risk Management is one of the type of organizational framework that reflecting the integrity and the ethical value in the form of internal organizational environment for measuring the proper  use of company's resources.  

 Therefore, The given answer is correct.

5 0
3 years ago
The cost of a product warranty should be included as an expense in the
Lady_Fox [76]

Answer:

period of the sale of the product.

Explanation:

As we know that  

When we purchase the product in most cases the product warranty comes along with it  

So if there is a case of damage or repair than it would be replaced with the new product

Plus the cost of the product warranty should be included as an expense in the period when the product is sold as it is attached to the product and the same is charged by the customer

8 0
3 years ago
Bank customers try to reduce uncertainty of using a service by drawing inferences from the ________, such as the design of the b
Bas_tet [7]
The answer is "place". Bank clients attempt to decrease vulnerability of utilizing an administration by drawing surmisings from the place, for example, the outline of the building's outside and inside, the format of the work areas, and the length of holding up lines
8 0
4 years ago
Toxemia Salsa Corporation manufactures five flavors of salsa. Last year, Toxemia generated net operating income of $40,000. The
lisabon 2012 [21]

Answer:

Wimpy and mild

Explanation:

As we can see in the question that the Wimpy and mild contains the negative margin i.e ($16,000) and ($5,000)

And the segment margin refers to the margin through which the net profit or net loss could arrive by considering the business part

So in this case the segment margin is more powerful as compare to the Segment margin less allocated common fixed expenses

8 0
4 years ago
suggest one strategy businesses can use to deal with each of the following socio economic issues : illiteracy , dumping and inef
sergiy2304 [10]

Answer:

Workshop and seminars

Reward for innovation

Explanation:

To deal with the issue of illiteracy in the society, all that needs to be done is to educate the masses and ensure the need to know and learn is both important and enticing. Hence, business could come in with educational setups which could be free or highly discounted and at the same time rewarding. This way knowlwege could be acquired and afforded by the low earners and at the same time reap huge rewards for their efforts.

Dumping and inefficient use of resources can define rely be curtailed by recycling, the reuse of waste and used products. Recycling process usually takes careful study to ascertain that various waste materials could actually form important raw materials in the manufacture of other new products. These innovations should be prioritized and rewarded.

6 0
3 years ago
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