Answer:
Reduction of premium
Explanation:
According to my research on different insurance policies, I can say that based on the information provided within the question the option that would allow her to do this is a Reduction of premium. This is because this allows the policyholder to apply policy dividends toward the next year's premium. Therefore making it easier for the policy-owner to pay for her next premium.
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<span>Joanne is being affected by Stereotype threat
Stereotype threat is a phenomenon when someone fears that they may realize/conform to the stereotype that exists about their social group.
In most cases, individuals who experience stereotype threat often come from the social group with negative stereotypes</span>
Answer:
in order to develop a nation . all type of human resources are needed
1) 1959
2) 1936
Just use the numbers given
If people are unaware of the potential dangers of a disaster, they will be less prepared for it because they do not know about it. Thus, they will be affected more. Poverty affects individuals more because they will not be able to rebuild or recover as easily due to a lack of money or resources.
