Answer:
Hedge funds, banks, and insurance companies caused the subprime mortgage crisis. Hedge funds and banks created mortgage-backed securities. ... When the Federal Reserve raised the federal funds rate, it sent adjustable mortgage interest rates skyrocketing. As a result, home prices plummeted, and borrowers defaulted.
Corporal had climbed out of the trench proceeding his way discreetly into the clumped bushes
It alowed the tale to be spread not just orally but also to be written down and preserved better
A using multiple sources to confirm a conclusion