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Liono4ka [1.6K]
3 years ago
14

Credit regulations require lenders to

Business
2 answers:
ANEK [815]3 years ago
8 0

Answer:

The correct answer is  "Disclose credit terms to borrowers".

Explanation:

Credit regulations require lenders to disclose credit terms to borrowers. This means that borrowers must be fully aware of the terms and conditions contained in the loans. To make a good decision, borrowers must have enough information to avoid being cheated or disadvantaged.

Have a nice day!

Sedaia [141]3 years ago
6 0
Credit Regulators require lenders to <span>must clearly state the APR and total finance charge.</span>
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A list of sources that is used for in-text citations that usually appears at the end of the document is called
beks73 [17]

Answer:

This is called an editors reference.

Explanation:

They typically appear in research papers on any documents that come from websites or 3rd party that can be credited.

3 0
2 years ago
Product X-547 is one of the joint products in a joint manufacturing process. Management is considering whether to sell X-547 at
Lady_Fox [76]

Answer

The answer and procedures of the exercise are attached in the following archives.

Explanation  

You will find the procedures, formulas or necessary explanations in the archive attached below. If you have any question ask and I will aclare your doubts kindly.  

4 0
3 years ago
A decrease in the inventory account during the year should be reported on the indirect method statement of cash flows as:
Elza [17]

Answer:

a.An increase in cash flows from operating activities

Explanation:

The cash flow statement categories the company's transactions in a financial period into 3 groups; these are operating, investing and financing.

The net profit/loss, depreciation, changes in current assets such as inventory, accounts receivables etc, (other than cash) and liabilities are considered as operating activities including income taxes.  

The sale of assets, interest received, purchase of investments are examples of investing activities while the issuance of stocks, debt principal deduction (loan settlement), issuance of debt securities etc are examples of financing activities.

An increase in assets other than cash is an outflow while an increase in liabilities is an inflow. A decrease in assets (other than cash) is an inflow of cash while a decrease in liabilities is an outflow of cash.

5 0
3 years ago
Read 2 more answers
Match each type of bond with its description. a. Secured Secured drop zone empty. b. Callable bonds Callable bonds drop zone emp
Dovator [93]

Answer:

a. Secured bonds - A secured bond is a bond that is issued with a collateral backing the loan.

b. Callable bonds - A bond that the issuer can call off, or pay off, at any time, not necessarily at maturity.

c. Convertible bonds - A bond that can be converted into equity (stocks). If the bondholder wishes, he can exchange his bond for ownership of stocks in the bond issuer firm.

d. Term bonds - A bond that has one single, specific maturity date.

e. Serial bonds - A bond that has several maturity dates.

6 0
2 years ago
Operating activities include long-term borrowing and repaying cash from lenders, and cash investments by or dividends paid to st
Phantasy [73]

Answer:

False (B)

Explanation:

Long-term borrowing & repaying cash from lenders

Long-term borrowing will be classified under financing activities as it represents capital sourced from loan investors (e.g Bondholders,Banks e.t.c). As for repaying cash from lenders, capital repayment will be classified under financing activities while interest is recognized either under operating or financing activity.

Cash investments by or dividends paid to stockholders.

Cash investment by stockholders will be categorized under financing activities while dividend paid can either be categorized as operating or financing activity.

4 0
3 years ago
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