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3 years ago

Credit regulations require lenders to

Business

2 answers:

ANEK [815]3 years ago

8 0

Answer:

The correct answer is "Disclose credit terms to borrowers".

Explanation:

Credit regulations require lenders to disclose credit terms to borrowers. This means that borrowers must be fully aware of the terms and conditions contained in the loans. To make a good decision, borrowers must have enough information to avoid being cheated or disadvantaged.

Have a nice day!

Sedaia [141]3 years ago

6 0

Credit Regulators require lenders to <span>must clearly state the APR and total finance charge.</span>

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Creative Crew is a direct-marketing company that sells merchandise such as T-shirts, customized coffee mugs, calendars, key chai

Andru [333]

Answer:

E. Two- Step approach to direct marketing

Explanation:

The two step approach is a form of direct marketing that involves two steps or procedures. The first step is compose of designing to screen or qualifying potential buyers. While the second step is the responsibility of generating response. In this approach, multiple efforts/steps are used in generating responses. In this scenario, the first effort done by the company was using telemarketing to inform the potential buyers on their products. While the second effort was placing s website that contains a form in which buyers can use in purchasing products.

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3 years ago

Read 2 more answers

The Tolar Corporation has 600 obsolete desk calculators that are carried in inventory at a total cost of $864,000. If these calc

Setler79 [48]

Answer:

The financial advantage over option 2 is $ 20 000 and $ 60 000 in total sales value.

Explanation:

The company has 2 options for the obsolete desk calculators. They can either upgrade them or sell them as they are. We need to compare the 2 options to evaluate their advantage or disadvantage.

To upgrade the calculators we need to spend $200000. However we will then be able to sell the calculators for $260000. This equates to a $60 000 gain

Under option 2 we will just sell the calculators as is for $ 40 000.

Option 1 is the better option. The financial advantage over option 2 is thus $ 20 000 and $ 60 000 in total.

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3 years ago

On January 1, 2020, Headland Company issued 10-year, $1,840,000 face value, 6% bonds, at par. Each $1,000 bond is convertible in

Anna11 [10]

Answer:

a. $3.64

b. $3.56

Explanation:

Basic Earning per Share = Earnings Attributable to Holders of Common Stocks / Weighted Average Number of Common Shares

Earnings Attributable to Holders of Common Stocks Calculation :

Net income $473,800

Less Interest on bonds after tax ($1,840,000×6%×80%) ($88,320)

Earnings Attributable to Holders of Common Stocks $385,480

Weighted Average Number of Common Shares Calculation:

Common Shares 103,000

Weighted Average Number of Common Shares 103,000

Basic Earning per Share = $385,480/103,000

= $3.74

Diluted Earning per Share = Adjusted Earnings Attributable to Holders of Common Stocks / Adjusted Weighted Average Number of Common Shares

Adjusted Earnings Attributable to Holders of Common Stocks Calculation:

Earnings Attributable to Holders of Common Stocks $385,480

Add Back Interest on bonds after tax ($1,840,000×6%×80%) $88,320

Earnings Attributable to Holders of Common Stocks $473,800

Adjusted Weighted Average Number of Common Shares Calculation:

Weighted Average Number of Common Shares 103,000

Add Convertible Bonds (1840,000/1000×16) 26,440

Adjusted Weighted Average Number of Common Shares 129,880

Diluted Earning per Share = $473,800/ 129,880

= $3.64

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4 years ago

Corporate decision makers and analysts often use a particular technique, called a DuPont analysis, to better understand the fact

Juli2301 [7.4K]

Answer:

DuPont Equation

The three factors that directly affect a company's ROE (Return on Equity) are:

1. Profit margin

2. Total asset turnover

3. Equity multiplier

Explanation:

The profit margin measures the operating efficiency of the company with higher sales leading to higher profit margins.

The total asset turnover is a financial measure that divides turnover by the total assets. It shows the efficiency achieved in the use of assets to generate sales revenue.

The equity multiplier measures the financial leverage of the company. It shows how the use of debts increases the value of the company's equity.

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3 years ago

Which option is not available in the Presenter view of a presentation?

Darina [25.2K]

Answer:

next slide preview

Explanation:

next slide preview

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2 years ago