well, do a payments table of values, just like before for each mont hmm let's see
1st month.......................3500 + p(1)
2nd month....................3500 + p(2)
3rd month.....................3500 + p(3)
4th month.....................3500 + p(4)
5th month.....................3500 + p(5)
36th month..................3500 + p(36)
