The theme which is addressed in both excerpts is "People can be worn down to the point of giving up".
<h3>What is a theme?</h3>
A theme refers to the important points or ideas being referred to in an excerpt. It can also be called the central idea or main idea of an excerpt.
The theme of both excerpt is that people can be worn down to the point of giving up. This means people can go through difficult situations or problems in life to the point at which they'll give up either on themselves or about life.
For instance, a person who has the problem of passing an exam for several years can decide to give up on academics.
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Its B. To show how power and wealth can't shelter people and D. To criticize those who lack empathy for others. Hope this helps!!
Answer: C. The amount you pay to the insurance company each month
Explanation:
Insurance coverage is the amount that an individual pays to an insurance company every month.
Insurance coverage protects the individual from the bad things that can happen to such person or his or her properties.