The bank wants to give you an incentive to pay back the loan. If they did not hold your assets as collateral, you could simply fail to pay back the loan and really not lose anything other than your credit score. Many borrowers already have tarnished credit scores, so that is rarely enough incentive to base a loan on.
I would put this into your own words considering I copied and pasted it. Other than that I hope this helps!
It established 50 main countries in Africa and divided the continent into colonial holdings. The best way I can put it.
Answer:
France, Britain, and the United States declared war on Germany following Germany’s invasion of Poland.
The assassination of Franz Ferdinand is what started WW1, which was done by Serbian rebels, but the county was Austria-Hungary. The two nations that escalated the conflict was Russia, who supported Serbia, and Germany, who supported Austria.