You should leave the neighborhood
just cause you don’t like something doesn’t mean it’s going to change or stop.
it’s their lifestyle, probably not your liking but it’s not you.
my opinion!!
Answer:If you apply for Medigap coverage after your open enrollment period has passed, you may have to go through medical underwriting. The insurer may review your medical history and refuse to sell you a policy, or sell you one at a higher cost, if you do not meet its underwriting requirements.
Explanation:
