A regulatory agency that attempts to limit risk in the banking system is a "government agency", since only the federal government can legally have power over the banks and their policies.
Only representatives can introduce bills in the House of Representatives. Ideas can come from representatives or citizens. Once the bill is "introduced" then a clerk (bill clerk) will give it a number and then another clerk (reading clerk) will read the bill(s) to the representatives. Then the bill goes to a standing committee ( a committee in the House or Senate that will consider bills in a certain subject area).
Answer:
Boundary lines were determined by political claims rather than cultural characteristics of regions.
Explanation:
The European colonial powers divided the Black Continent along their colonies´areas and spheres of influence. Then and even now, drawn borders did not take into account cultural and ethnic factors; colonialists separated peoples and cultures without thinking about them and the consequences. Today´s African borders are above all a colonial heritage and the cause of many conflicts and disputes.
South Carolina was the first state to secede from the union in 1960.
