Setting goals helps trigger new behaviors, helps guides your focus and helps you sustain that momentum in life. Goals also help align your focus and promote a sense of self-mastery. In the end, you can't manage what you don't measure and you can't improve upon something that you don't properly manage.
T, attitudes are generally very good predictors of behavior.
Answer:
The answer is the third sentence. They pointed out to him that he could possibly get a student loan for this. They said that once he is done with his studies, he could pay off the loan.